This facility is supplied as a means to help you keep track of the value of your unit linked funds. The initial premium and any subsequent premiums buy units in your chosen funds. Each month some of the units are deducted to cover the cost of the company continuing to look after your policy, so you should contact us to get an update of the number of units in your policy at regular intervals.

To calculate the value of your policy at any time, you should multiply the number of units in each fund that your policy is invested in by the relevant Bid Price.

Acorn Life offer many different investment funds that can be used to meet your investment needs and appetite for investment risk. Our funds are expertly managed on our behalf by international, well-established and professional fund managers and you can find out more by clicking here.

Dated: 15 / 03 / 2024

Pension Funds Bid Price (€) Offer Price (€)
Pension Managed 14.94 15.726
Pension Managed Growth 17.648 18.576
Pension Deposit 3.674 3.867
Pension Cautiously Managed 1.795 1.889
Global Property 1.076 1.132
Target Return Fund 2 0.958 1.008
Cautious Select Fund 2 0.917 0.965
Moderate Select Fund 2 0.924 0.972
Diversified Select Fund 2 0.949 0.998
Dynamic Select Fund 2 0.983 1.034
Adventurous Select Fund 2 0.994 1.046
Diversified Multi-Manager Fund 2 0.993 1.045
Dynamic Multi-Manager Fund 2 0.98 1.031
Managed High Equity Fund 2 1.086 1.143
   
Pension Funds Series 8    
Managed Fund 8 10.853 10.853
Managed Growth Fund 8 11.123 11.123
Acorn Life Deposit Fund 8 10.257 10.257
Cautiously Managed Fund 8 10.293 10.293
Global Property 9.158 9.158
Target Return Fund 8 10.233 10.233
Cautious Select Fund 8 10.35 10.35
Moderate Select Fund 8 10.429 10.429
Diversified Select Fund 8 10.818 10.818
Dynamic Select Fund 8 11.012 11.012
Adventurous Select Fund 8 11.266 11.266
Diversified Multi-Manager Fund 8 10.514 10.514
Dynamic Multi-Manager Fund 8 11.03 11.03
Managed High Equity Fund 8 11.345 11.345
   
Life Funds Series 1    
Life Managed 8.732 9.191
Life Managed Growth 10.242 10.781
Life Deposit 2.779 2.925
Life Cautiously Managed 1.614 1.698
Global Property 1.075 1.131
Target Return Fund 1 0.961 1.011
Cautious Select Fund 1 0.925 0.973
Moderate Select Fund 1 0.93 0.978
Diversified Select Fund 1 0.951 1.001
Dynamic Select Fund 1 0.979 1.03
Adventurous Select Fund 1 0.989 1.041
Diversified Multi-Manager Fund 1 0.987 1.038
Dynamic Multi-Manager Fund 1 0.978 1.029
Managed High Equity Fund 1 1.058 1.113
   
Life Funds Series 2    
Managed 14.94 15.726
Managed Growth 17.648 18.576
Deposit 3.674 3.867
Cautiously Managed 1.795 1.889
Global Property 1.076 1.132
Managed Equity & Bond 14.94 15.726
Managed Equity 17.648 18.576
Target Return Fund 2 0.958 1.008
Cautious Select Fund 2 0.917 0.965
Moderate Select Fund 2 0.924 0.972
Diversified Select Fund 2 0.949 0.998
Dynamic Select Fund 2 0.983 1.034
Adventurous Select Fund 2 0.994 1.046
Diversified Multi-Manager Fund 2 0.993 1.045
Dynamic Multi-Manager Fund 2 0.98 1.031
Managed High Equity Fund 2 1.086 1.143
   
Life Funds Series 3    
Managed Fund Series 3 1.529 1.609
Managed Growth Fund Series 3 1.767 1.86
Deposit Fund Series 3 0.822 0.865
Cautiously Managed Fund Series 3 1.016 1.069
Target Return Fund 3 0.93 0.978
Cautious Select Fund 3 0.893 0.939
Moderate Select Fund 3 0.898 0.945
Diversified Select Fund 3 0.924 0.972
Dynamic Select Fund 3 0.956 1.006
Adventurous Select Fund 3 0.968 1.018
Diversified Multi-Manager Fund 3 0.964 1.014
Dynamic Multi-Manager Fund 3 0.951 1.001
Managed High Equity Fund 3 1.063 1.118
   
Life & Pension Funds Series 4    
Managed Fund 4 1.259 1.325
Managed Growth Fund 4 1.385 1.457
Acorn Life Deposit Fund 4 1.006 1.058
Cautiously Managed Fund 4 1.003 1.055
Target Return Fund 4 0.952 1.002
Cautious Select Fund 4 0.914 0.962
Moderate Select Fund 4 0.92 0.968
Diversified Select Fund 4 0.946 0.995
Dynamic Select Fund 4 0.979 1.03
Adventurous Select Fund 4 0.991 1.043
Diversified Multi-Manager Fund 4 0.988 1.039
Dynamic Multi-Manager Fund 4 0.974 1.025
Managed High Equity Fund 4 1.082 1.138
   
Life Funds Series 5    
Managed Fund Series 5 1.248 1.313
Managed Growth Fund Series 5 1.371 1.443
Deposit Fund Series 5 0.999 1.051
Cautiously Managed Fund Series 5 0.993 1.045
Target Return Fund 5 0.947 0.996
Cautious Select Fund 5 0.909 0.956
Moderate Select Fund 5 0.914 0.962
Diversified Select Fund 5 0.94 0.989
Dynamic Select Fund 5 0.973 1.024
Adventurous Select Fund 5 0.986 1.037
Diversified Multi-Manager Fund 5 0.982 1.033
Dynamic Multi-Manager Fund 5 0.969 1.019
Managed High Equity Fund 5 1.076 1.132
   
Life Funds Series 6    
Managed Fund Series 6 0.971 1.022
Managed Growth Fund Series 6 1.003 1.055
Deposit Fund Series 6 0.957 1.007
Cautiously Managed Fund Series 6 0.889 0.935
Target Return Fund 6 0.935 0.984
Cautious Select Fund 6 0.898 0.945
Moderate Select Fund 6 0.904 0.951
Diversified Select Fund 6 0.929 0.977
Dynamic Select Fund 6 0.962 1.012
Adventurous Select Fund 6 0.973 1.024
Diversified Multi-Manager Fund 6 0.969 1.02
Dynamic Multi-Manager Fund 6 0.957 1.007
Managed High Equity Fund 6 1.067 1.123
   
Life Funds Series 7    
Managed Fund 7 0.989 1.041
Managed Growth Fund 7 1.021 1.074
Acorn Life Deposit Fund 7 0.974 1.025
Cautiously Managed Fund 7 0.905 0.952
Target Return Fund 7 0.952 1.002
Cautious Select Fund 7 0.914 0.962
Moderate Select Fund 7 0.92 0.968
Diversified Select Fund 7 0.946 0.995
Dynamic Select Fund 7 0.979 1.03
Adventurous Select Fund 7 0.991 1.043
Diversified Multi-Manager Fund 7 0.988 1.039
Dynamic Multi-Manager Fund 7 0.974 1.025
Managed High Equity Fund 7 1.082 1.138

You can buy units at the offer price and sell them at the bid price. If you would like more information on unit funds please click here.

Tax is deducted from Life Funds Series 1 on an ongoing basis at the standard rate of tax and your policy will not suffer any further tax on encashment.

For all savings/protection/investment policies investing in Life Funds Series 2, Life Fund Series 3 and Life & Pension Funds Series 4, tax at 41% on any growth is deducted eight years from commencement, every eight years thereafter and on partial or fully encashment.

For pension policies, at retirement part of your fund is payable free of tax and the remainder is taxed at your marginal tax rate.

All withdrawals/enashments from ARF/AMRF policies are subject to PAYE, Universal Social Charge (USC), PRSI and any other deductions as may be required by Revenue.

Past Performance is not necessarily a guide to future returns. Unit Prices can fall as well as rise and returns will depend on actual growth levels achieved.

While Acorn Life makes every reasonable effort to ensure that the information contained here is current, accurate and complete, this is not guaranteed and you should refer to the terms and conditions on use of this site for further information.

 

 

 

SUSTAINABILITY IMPACT REQUIREMENTS DISCLOSURE STATEMENT

Acorn Life DAC is a financial market participant which provides Protection, Savings, Pensions and Investment products specifically designed for the Irish market. As a financial market participant Acorn Life DAC is required to make certain disclosures under Regulation (EU) 2019/2088 of the European Parliament and of the Council of 27 November 2019 on sustainability-related disclosures in the financial services sector (SFDR).

 

THE INTEGRATION OF SUSTAINABILITY RISKS IN ACORN LIFE DAC'S INVESTMENT DECISION - MAKING PROCESS

Acorn Life DAC does not have a policy on the integration of sustainability risks in the investment decision making process. This is because we outsource the fund management of our investment funds.

HSBC Global Asset Management and Mercer Global Investments Europe Limited, to which we outsource the fund management of our investment funds (other than the Deposit Fund), have made disclosures in relation to the SFDR available on their websites.

Acorn Life DAC's financial advisors (including tied-insurance intermediaries) do not currently integrate sustainability risks into their insurance advice as the only insurance products they may offer are those provided by Acorn Life DAC.

 

NO CONSIDERATION OF ADVERSE IMPACTS OF INVESTMENT DECISIONS ON SUSTAINABILITY FACTORS

Given the relative size of our company and the range of investment funds that we currently provide, we do not currently assess the impact of investment decisions on sustainability factors as part of investment due diligence or disclose the outcome of such an assessment to investors.

This position will remain under review. If we decide to extend our investment funds offering to include sustainable investments, we will then consider adverse impacts of investments on sustainability factors as part of our investment due diligence as required under the SFDR.

 

NO CONSIDERATION OF ADVERSE IMPACTS OF INSURANCE ADVICE ON SUSTAINABILITY FACTORS

Acorn Life DAC's financial advisors (including tied insurance intermediaries) do not consider the impact of investment decisions on sustainability factors in their financial advice as the only products they may offer investors are those provided by Acorn Life DAC.

This position will remain under review. If we decide to extend our investment funds offering to include sustainable investments, our financial advisors may then consider adverse impacts of investment sustainability factors as part of their financial advice.

 

REMUNERATION POLICIES

Acorn Life DAC's Remuneration Policy, is consistent with the integration of sustainability risks including regular evaluation of whether the remuneration architecture does not encourage any inappropriate risk taking.

Acorn Life DAC's Agency Remuneration Policy (for our tied-insurance intermediaries) is consistent with the integration of sustainability risks including regular evaluation of whether the remuneration architecture does not encourage any inappropriate risk taking.

 

UPDATES TO DISCLOSURES

This disclosure document was updated and amended on the June 22nd 2022. This update occurred to expand our statements on the integration of sustainability risks in our decision-making process, consideration of sustainability adverse impacts, and as a result of amendments made to our Remuneration policies to allow for the integration of sustainability risks.