This facility is supplied as a means to help you keep track of the value of your unit linked funds. The initial premium and any subsequent premiums buy units in your chosen funds. Each month some of the units are deducted to cover the cost of the company continuing to look after your policy, so you should contact us to get an update of the number of units in your policy at regular intervals.

To calculate the value of your policy at any time, you should multiply the number of units in each fund that your policy is invested in by the relevant Bid Price.

Acorn Life offer many different investment funds that can be used to meet your investment needs and appetite for investment risk. Our funds are expertly managed on our behalf by international, well-established and professional fund managers and you can find out more by clicking here.

...Dated: 26 / 04 / 2024

Pension Funds Bid Price (€) Offer Price (€)
Pension Managed 14.864 15.646
Pension Managed Growth 17.588 18.513
Pension Deposit 3.689 3.883
Pension Cautiously Managed 1.78 1.873
Global Property 1.058 1.113
Target Return Fund 2 0.969 1.02
Cautious Select Fund 2 0.912 0.96
Moderate Select Fund 2 0.918 0.966
Diversified Select Fund 2 0.941 0.99
Dynamic Select Fund 2 0.972 1.023
Adventurous Select Fund 2 0.983 1.034
Diversified Multi-Manager Fund 2 0.99 1.042
Dynamic Multi-Manager Fund 2 0.97 1.021
Managed High Equity Fund 2 1.084 1.141
   
Pension Funds Series 8    
Managed Fund 8 10.79 10.79
Managed Growth Fund 8 11.077 11.077
Acorn Life Deposit Fund 8 10.293 10.293
Cautiously Managed Fund 8 10.202 10.202
Global Property 9.001 9.001
Target Return Fund 8 10.354 10.354
Cautious Select Fund 8 10.292 10.292
Moderate Select Fund 8 10.366 10.366
Diversified Select Fund 8 10.721 10.721
Dynamic Select Fund 8 10.89 10.89
Adventurous Select Fund 8 11.125 11.125
Diversified Multi-Manager Fund 8 10.476 10.476
Dynamic Multi-Manager Fund 8 10.914 10.914
Managed High Equity Fund 8 11.315 11.315
   
Pension Funds Series 9    
Managed Fund 9 0.936 0.985
Managed Growth Fund 9 0.935 0.984
Acorn Life Deposit Fund 9 0.951 1.001
Cautiously Managed Fund 9 0.94 0.989
Global Property Fund 9 0.921 0.969
Target Return Fund 9 0.945 0.994
Cautious Select Fund 9 0.943 0.992
Moderate Select Fund 9 0.941 0.99
Diversified Select Fund 9 0.936 0.985
Dynamic Select Fund 9 0.933 0.982
Adventurous Select Fund 9 0.931 0.979
Diversified Multi-Manager Fund 9 0.938 0.987
Dynamic Multi-Manager Fund 9 0.934 0.983
Managed High Equity Fund 9 0.935 0.984
   
Life Funds Series 1    
Life Managed 8.697 9.154
Life Managed Growth 10.215 10.752
Life Deposit 2.789 2.935
Life Cautiously Managed 1.603 1.687
Global Property 1.061 1.116
Target Return Fund 1 0.97 1.021
Cautious Select Fund 1 0.921 0.969
Moderate Select Fund 1 0.926 0.974
Diversified Select Fund 1 0.946 0.995
Dynamic Select Fund 1 0.971 1.022
Adventurous Select Fund 1 0.98 1.031
Diversified Multi-Manager Fund 1 0.984 1.035
Dynamic Multi-Manager Fund 1 0.97 1.021
Managed High Equity Fund 1 1.057 1.112
   
Life Funds Series 2    
Managed 14.864 15.646
Managed Growth 17.588 18.513
Deposit 3.689 3.883
Cautiously Managed 1.78 1.873
Global Property 1.058 1.113
Managed Equity & Bond 14.864 15.646
Managed Equity 17.588 18.513
Target Return Fund 2 0.969 1.02
Cautious Select Fund 2 0.912 0.96
Moderate Select Fund 2 0.918 0.966
Diversified Select Fund 2 0.941 0.99
Dynamic Select Fund 2 0.972 1.023
Adventurous Select Fund 2 0.983 1.034
Diversified Multi-Manager Fund 2 0.99 1.042
Dynamic Multi-Manager Fund 2 0.97 1.021
Managed High Equity Fund 2 1.084 1.141
   
Life Funds Series 3    
Managed Fund Series 3 1.52 1.599
Managed Growth Fund Series 3 1.759 1.851
Deposit Fund Series 3 0.825 0.868
Cautiously Managed Fund Series 3 1.007 1.059
Target Return Fund 3 0.94 0.989
Cautious Select Fund 3 0.887 0.933
Moderate Select Fund 3 0.893 0.939
Diversified Select Fund 3 0.914 0.962
Dynamic Select Fund 3 0.945 0.994
Adventurous Select Fund 3 0.955 1.005
Diversified Multi-Manager Fund 3 0.96 1.01
Dynamic Multi-Manager Fund 3 0.941 0.99
Managed High Equity Fund 3 1.059 1.114
   
Life & Pension Funds Series 4    
Managed Fund 4 1.253 1.318
Managed Growth Fund 4 1.38 1.452
Acorn Life Deposit Fund 4 1.009 1.062
Cautiously Managed Fund 4 0.994 1.046
Target Return Fund 4 0.964 1.014
Cautious Select Fund 4 0.91 0.957
Moderate Select Fund 4 0.915 0.963
Diversified Select Fund 4 0.937 0.986
Dynamic Select Fund 4 0.969 1.019
Adventurous Select Fund 4 0.979 1.03
Diversified Multi-Manager Fund 4 0.984 1.035
Dynamic Multi-Manager Fund 4 0.965 1.015
Managed High Equity Fund 4 1.079 1.135
   
Life Funds Series 5    
Managed Fund Series 5 1.241 1.306
Managed Growth Fund Series 5 1.367 1.438
Deposit Fund Series 5 1.003 1.055
Cautiously Managed Fund Series 5 0.985 1.036
Target Return Fund 5 0.958 1.008
Cautious Select Fund 5 0.904 0.951
Moderate Select Fund 5 0.91 0.957
Diversified Select Fund 5 0.931 0.98
Dynamic Select Fund 5 0.963 1.013
Adventurous Select Fund 5 0.973 1.024
Diversified Multi-Manager Fund 5 0.978 1.029
Dynamic Multi-Manager Fund 5 0.958 1.008
Managed High Equity Fund 5 1.073 1.129
   
Life Funds Series 6    
Managed Fund Series 6 0.966 1.016
Managed Growth Fund Series 6 0.999 1.051
Deposit Fund Series 6 0.96 1.01
Cautiously Managed Fund Series 6 0.88 0.926
Target Return Fund 6 0.946 0.995
Cautious Select Fund 6 0.893 0.939
Moderate Select Fund 6 0.898 0.945
Diversified Select Fund 6 0.92 0.968
Dynamic Select Fund 6 0.95 1
Adventurous Select Fund 6 0.961 1.011
Diversified Multi-Manager Fund 6 0.966 1.016
Dynamic Multi-Manager Fund 6 0.947 0.996
Managed High Equity Fund 6 1.064 1.119
   
Life Funds Series 7    
Managed Fund 7 0.984 1.035
Managed Growth Fund 7 1.017 1.07
Acorn Life Deposit Fund 7 0.978 1.029
Cautiously Managed Fund 7 0.897 0.944
Target Return Fund 7 0.964 1.014
Cautious Select Fund 7 0.91 0.957
Moderate Select Fund 7 0.915 0.963
Diversified Select Fund 7 0.937 0.986
Dynamic Select Fund 7 0.969 1.019
Adventurous Select Fund 7 0.979 1.03
Diversified Multi-Manager Fund 7 0.984 1.035
Dynamic Multi-Manager Fund 7 0.965 1.015
Managed High Equity Fund 7 1.079 1.135

You can buy units at the offer price and sell them at the bid price. If you would like more information on unit funds please click here.

Tax is deducted from Life Funds Series 1 on an ongoing basis at the standard rate of tax and your policy will not suffer any further tax on encashment.

For all savings/protection/investment policies investing in Life Funds Series 2, Life Fund Series 3 and Life & Pension Funds Series 4, tax at 41% on any growth is deducted eight years from commencement, every eight years thereafter and on partial or fully encashment.

For pension policies, at retirement part of your fund is payable free of tax and the remainder is taxed at your marginal tax rate.

All withdrawals/enashments from ARF/AMRF policies are subject to PAYE, Universal Social Charge (USC), PRSI and any other deductions as may be required by Revenue.

Past Performance is not necessarily a guide to future returns. Unit Prices can fall as well as rise and returns will depend on actual growth levels achieved.

While Acorn Life makes every reasonable effort to ensure that the information contained here is current, accurate and complete, this is not guaranteed and you should refer to the terms and conditions on use of this site for further information.

 

 

 

SUSTAINABILITY IMPACT REQUIREMENTS DISCLOSURE STATEMENT

Acorn Life DAC is a financial market participant which provides Protection, Savings, Pensions and Investment products specifically designed for the Irish market. As a financial market participant Acorn Life DAC is required to make certain disclosures under Regulation (EU) 2019/2088 of the European Parliament and of the Council of 27 November 2019 on sustainability-related disclosures in the financial services sector (SFDR).

 

THE INTEGRATION OF SUSTAINABILITY RISKS IN ACORN LIFE DAC'S INVESTMENT DECISION - MAKING PROCESS

Acorn Life DAC does not have a policy on the integration of sustainability risks in the investment decision making process. This is because we outsource the fund management of our investment funds.

HSBC Global Asset Management and Mercer Global Investments Europe Limited, to which we outsource the fund management of our investment funds (other than the Deposit Fund), have made disclosures in relation to the SFDR available on their websites.

Acorn Life DAC's financial advisors (including tied-insurance intermediaries) do not currently integrate sustainability risks into their insurance advice as the only insurance products they may offer are those provided by Acorn Life DAC.

 

NO CONSIDERATION OF ADVERSE IMPACTS OF INVESTMENT DECISIONS ON SUSTAINABILITY FACTORS

Given the relative size of our company and the range of investment funds that we currently provide, we do not currently assess the impact of investment decisions on sustainability factors as part of investment due diligence or disclose the outcome of such an assessment to investors.

This position will remain under review. If we decide to extend our investment funds offering to include sustainable investments, we will then consider adverse impacts of investments on sustainability factors as part of our investment due diligence as required under the SFDR.

 

NO CONSIDERATION OF ADVERSE IMPACTS OF INSURANCE ADVICE ON SUSTAINABILITY FACTORS

Acorn Life DAC's financial advisors (including tied insurance intermediaries) do not consider the impact of investment decisions on sustainability factors in their financial advice as the only products they may offer investors are those provided by Acorn Life DAC.

This position will remain under review. If we decide to extend our investment funds offering to include sustainable investments, our financial advisors may then consider adverse impacts of investment sustainability factors as part of their financial advice.

 

REMUNERATION POLICIES

Acorn Life DAC's Remuneration Policy, is consistent with the integration of sustainability risks including regular evaluation of whether the remuneration architecture does not encourage any inappropriate risk taking.

Acorn Life DAC's Agency Remuneration Policy (for our tied-insurance intermediaries) is consistent with the integration of sustainability risks including regular evaluation of whether the remuneration architecture does not encourage any inappropriate risk taking.

 

UPDATES TO DISCLOSURES

This disclosure document was updated and amended on the June 22nd 2022. This update occurred to expand our statements on the integration of sustainability risks in our decision-making process, consideration of sustainability adverse impacts, and as a result of amendments made to our Remuneration policies to allow for the integration of sustainability risks.