This facility is supplied as a means to help you keep track of the value of your unit linked funds. The initial premium and any subsequent premiums buy units in your chosen funds. Each month some of the units are deducted to cover the cost of the company continuing to look after your policy, so you should contact us to get an update of the number of units in your policy at regular intervals.

To calculate the value of your policy at any time, you should multiply the number of units in each fund that your policy is invested in by the relevant Bid Price.

Acorn Life offer many different investment funds that can be used to meet your investment needs and appetite for investment risk. Our funds are expertly managed on our behalf by international, well-established and professional fund managers and you can find out more by clicking here.

Dated: 28 / 03 / 2024

Pension Funds Bid Price (€) Offer Price (€)
Pension Managed 15.154 15.951
Pension Managed Growth 17.937 18.881
Pension Deposit 3.679 3.872
Pension Cautiously Managed 1.808 1.903
Global Property 1.083 1.139
Target Return Fund 2 0.973 1.024
Cautious Select Fund 2 0.924 0.972
Moderate Select Fund 2 0.932 0.981
Diversified Select Fund 2 0.961 1.011
Dynamic Select Fund 2 0.997 1.049
Adventurous Select Fund 2 1.011 1.064
Diversified Multi-Manager Fund 2 1.006 1.058
Dynamic Multi-Manager Fund 2 0.995 1.047
Managed High Equity Fund 2 1.106 1.164
   
Pension Funds Series 8    
Managed Fund 8 11.006 11.006
Managed Growth Fund 8 11.303 11.303
Acorn Life Deposit Fund 8 10.268 10.268
Cautiously Managed Fund 8 10.369 10.369
Global Property 9.214 9.214
Target Return Fund 8 10.398 10.398
Cautious Select Fund 8 10.424 10.424
Moderate Select Fund 8 10.529 10.529
Diversified Select Fund 8 10.956 10.956
Dynamic Select Fund 8 11.177 11.177
Adventurous Select Fund 8 11.452 11.452
Diversified Multi-Manager Fund 8 10.645 10.645
Dynamic Multi-Manager Fund 8 11.199 11.199
Managed High Equity Fund 8 11.551 11.551
   
Life Funds Series 1    
Life Managed 8.833 9.297
Life Managed Growth 10.376 10.922
Life Deposit 2.782 2.928
Life Cautiously Managed 1.623 1.708
Global Property 1.081 1.137
Target Return Fund 1 0.973 1.024
Cautious Select Fund 1 0.931 0.979
Moderate Select Fund 1 0.937 0.986
Diversified Select Fund 1 0.962 1.012
Dynamic Select Fund 1 0.991 1.043
Adventurous Select Fund 1 1.003 1.055
Diversified Multi-Manager Fund 1 0.996 1.048
Dynamic Multi-Manager Fund 1 0.989 1.041
Managed High Equity Fund 1 1.074 1.13
   
Life Funds Series 2    
Managed 15.154 15.951
Managed Growth 17.937 18.881
Deposit 3.679 3.872
Cautiously Managed 1.808 1.903
Global Property 1.083 1.139
Managed Equity & Bond 15.154 15.951
Managed Equity 17.937 18.881
Target Return Fund 2 0.973 1.024
Cautious Select Fund 2 0.924 0.972
Moderate Select Fund 2 0.932 0.981
Diversified Select Fund 2 0.961 1.011
Dynamic Select Fund 2 0.997 1.049
Adventurous Select Fund 2 1.011 1.064
Diversified Multi-Manager Fund 2 1.006 1.058
Dynamic Multi-Manager Fund 2 0.995 1.047
Managed High Equity Fund 2 1.106 1.164
   
Life Funds Series 3    
Managed Fund Series 3 1.551 1.632
Managed Growth Fund Series 3 1.795 1.889
Deposit Fund Series 3 0.823 0.866
Cautiously Managed Fund Series 3 1.024 1.077
Target Return Fund 3 0.945 0.994
Cautious Select Fund 3 0.899 0.946
Moderate Select Fund 3 0.907 0.954
Diversified Select Fund 3 0.935 0.984
Dynamic Select Fund 3 0.97 1.021
Adventurous Select Fund 3 0.984 1.035
Diversified Multi-Manager Fund 3 0.976 1.027
Dynamic Multi-Manager Fund 3 0.966 1.016
Managed High Equity Fund 3 1.082 1.138
   
Life & Pension Funds Series 4    
Managed Fund 4 1.277 1.344
Managed Growth Fund 4 1.407 1.481
Acorn Life Deposit Fund 4 1.007 1.059
Cautiously Managed Fund 4 1.01 1.063
Target Return Fund 4 0.968 1.018
Cautious Select Fund 4 0.921 0.969
Moderate Select Fund 4 0.929 0.977
Diversified Select Fund 4 0.958 1.008
Dynamic Select Fund 4 0.994 1.046
Adventurous Select Fund 4 1.007 1.06
Diversified Multi-Manager Fund 4 1 1.052
Dynamic Multi-Manager Fund 4 0.989 1.041
Managed High Equity Fund 4 1.102 1.159
   
Life Funds Series 5    
Managed Fund Series 5 1.266 1.332
Managed Growth Fund Series 5 1.394 1.467
Deposit Fund Series 5 1 1.052
Cautiously Managed Fund Series 5 1.001 1.053
Target Return Fund 5 0.962 1.012
Cautious Select Fund 5 0.915 0.963
Moderate Select Fund 5 0.924 0.972
Diversified Select Fund 5 0.952 1.002
Dynamic Select Fund 5 0.988 1.039
Adventurous Select Fund 5 1.002 1.054
Diversified Multi-Manager Fund 5 0.993 1.045
Dynamic Multi-Manager Fund 5 0.984 1.035
Managed High Equity Fund 5 1.096 1.153
   
Life Funds Series 6    
Managed Fund Series 6 0.986 1.037
Managed Growth Fund Series 6 1.019 1.072
Deposit Fund Series 6 0.958 1.008
Cautiously Managed Fund Series 6 0.895 0.942
Target Return Fund 6 0.95 1
Cautious Select Fund 6 0.905 0.952
Moderate Select Fund 6 0.912 0.96
Diversified Select Fund 6 0.941 0.99
Dynamic Select Fund 6 0.976 1.027
Adventurous Select Fund 6 0.989 1.041
Diversified Multi-Manager Fund 6 0.982 1.033
Dynamic Multi-Manager Fund 6 0.971 1.022
Managed High Equity Fund 6 1.086 1.143
   
Life Funds Series 7    
Managed Fund 7 1.004 1.056
Managed Growth Fund 7 1.038 1.092
Acorn Life Deposit Fund 7 0.975 1.026
Cautiously Managed Fund 7 0.912 0.959
Target Return Fund 7 0.968 1.018
Cautious Select Fund 7 0.921 0.969
Moderate Select Fund 7 0.929 0.977
Diversified Select Fund 7 0.958 1.008
Dynamic Select Fund 7 0.994 1.046
Adventurous Select Fund 7 1.007 1.06
Diversified Multi-Manager Fund 7 1 1.052
Dynamic Multi-Manager Fund 7 0.989 1.041
Managed High Equity Fund 7 1.102 1.159

You can buy units at the offer price and sell them at the bid price. If you would like more information on unit funds please click here.

Tax is deducted from Life Funds Series 1 on an ongoing basis at the standard rate of tax and your policy will not suffer any further tax on encashment.

For all savings/protection/investment policies investing in Life Funds Series 2, Life Fund Series 3 and Life & Pension Funds Series 4, tax at 41% on any growth is deducted eight years from commencement, every eight years thereafter and on partial or fully encashment.

For pension policies, at retirement part of your fund is payable free of tax and the remainder is taxed at your marginal tax rate.

All withdrawals/enashments from ARF/AMRF policies are subject to PAYE, Universal Social Charge (USC), PRSI and any other deductions as may be required by Revenue.

Past Performance is not necessarily a guide to future returns. Unit Prices can fall as well as rise and returns will depend on actual growth levels achieved.

While Acorn Life makes every reasonable effort to ensure that the information contained here is current, accurate and complete, this is not guaranteed and you should refer to the terms and conditions on use of this site for further information.

 

 

 

SUSTAINABILITY IMPACT REQUIREMENTS DISCLOSURE STATEMENT

Acorn Life DAC is a financial market participant which provides Protection, Savings, Pensions and Investment products specifically designed for the Irish market. As a financial market participant Acorn Life DAC is required to make certain disclosures under Regulation (EU) 2019/2088 of the European Parliament and of the Council of 27 November 2019 on sustainability-related disclosures in the financial services sector (SFDR).

 

THE INTEGRATION OF SUSTAINABILITY RISKS IN ACORN LIFE DAC'S INVESTMENT DECISION - MAKING PROCESS

Acorn Life DAC does not have a policy on the integration of sustainability risks in the investment decision making process. This is because we outsource the fund management of our investment funds.

HSBC Global Asset Management and Mercer Global Investments Europe Limited, to which we outsource the fund management of our investment funds (other than the Deposit Fund), have made disclosures in relation to the SFDR available on their websites.

Acorn Life DAC's financial advisors (including tied-insurance intermediaries) do not currently integrate sustainability risks into their insurance advice as the only insurance products they may offer are those provided by Acorn Life DAC.

 

NO CONSIDERATION OF ADVERSE IMPACTS OF INVESTMENT DECISIONS ON SUSTAINABILITY FACTORS

Given the relative size of our company and the range of investment funds that we currently provide, we do not currently assess the impact of investment decisions on sustainability factors as part of investment due diligence or disclose the outcome of such an assessment to investors.

This position will remain under review. If we decide to extend our investment funds offering to include sustainable investments, we will then consider adverse impacts of investments on sustainability factors as part of our investment due diligence as required under the SFDR.

 

NO CONSIDERATION OF ADVERSE IMPACTS OF INSURANCE ADVICE ON SUSTAINABILITY FACTORS

Acorn Life DAC's financial advisors (including tied insurance intermediaries) do not consider the impact of investment decisions on sustainability factors in their financial advice as the only products they may offer investors are those provided by Acorn Life DAC.

This position will remain under review. If we decide to extend our investment funds offering to include sustainable investments, our financial advisors may then consider adverse impacts of investment sustainability factors as part of their financial advice.

 

REMUNERATION POLICIES

Acorn Life DAC's Remuneration Policy, is consistent with the integration of sustainability risks including regular evaluation of whether the remuneration architecture does not encourage any inappropriate risk taking.

Acorn Life DAC's Agency Remuneration Policy (for our tied-insurance intermediaries) is consistent with the integration of sustainability risks including regular evaluation of whether the remuneration architecture does not encourage any inappropriate risk taking.

 

UPDATES TO DISCLOSURES

This disclosure document was updated and amended on the June 22nd 2022. This update occurred to expand our statements on the integration of sustainability risks in our decision-making process, consideration of sustainability adverse impacts, and as a result of amendments made to our Remuneration policies to allow for the integration of sustainability risks.