This facility is supplied as a means to help you keep track of the value of your unit linked funds. The initial premium and any subsequent premiums buy units in your chosen funds. Each month some of the units are deducted to cover the cost of the company continuing to look after your policy, so you should contact us to get an update of the number of units in your policy at regular intervals.

To calculate the value of your policy at any time, you should multiply the number of units in each fund that your policy is invested in by the relevant Bid Price.

Acorn Life offer many different investment funds that can be used to meet your investment needs and appetite for investment risk. Our funds are expertly managed on our behalf by international, well-established and professional fund managers and you can find out more by clicking here.

Dated: 27 / 03 / 2024

Pension Funds Bid Price (€) Offer Price (€)
Pension Managed 15.125 15.921
Pension Managed Growth 17.907 18.849
Pension Deposit 3.679 3.872
Pension Cautiously Managed 1.805 1.899
Global Property 1.083 1.139
Target Return Fund 2 0.971 1.022
Cautious Select Fund 2 0.921 0.969
Moderate Select Fund 2 0.928 0.976
Diversified Select Fund 2 0.955 1.005
Dynamic Select Fund 2 0.99 1.042
Adventurous Select Fund 2 1.005 1.057
Diversified Multi-Manager Fund 2 1 1.052
Dynamic Multi-Manager Fund 2 0.988 1.04
Managed High Equity Fund 2 1.104 1.162
   
Pension Funds Series 8    
Managed Fund 8 10.985 10.985
Managed Growth Fund 8 11.284 11.284
Acorn Life Deposit Fund 8 10.267 10.267
Cautiously Managed Fund 8 10.347 10.347
Global Property 9.211 9.211
Target Return Fund 8 10.374 10.374
Cautious Select Fund 8 10.385 10.385
Moderate Select Fund 8 10.478 10.478
Diversified Select Fund 8 10.887 10.887
Dynamic Select Fund 8 11.1 11.1
Adventurous Select Fund 8 11.381 11.381
Diversified Multi-Manager Fund 8 10.588 10.588
Dynamic Multi-Manager Fund 8 11.123 11.123
Managed High Equity Fund 8 11.53 11.53
   
Life Funds Series 1    
Life Managed 8.819 9.283
Life Managed Growth 10.362 10.907
Life Deposit 2.782 2.928
Life Cautiously Managed 1.62 1.705
Global Property 1.081 1.137
Target Return Fund 1 0.971 1.022
Cautious Select Fund 1 0.928 0.976
Moderate Select Fund 1 0.933 0.982
Diversified Select Fund 1 0.956 1.006
Dynamic Select Fund 1 0.986 1.037
Adventurous Select Fund 1 0.998 1.05
Diversified Multi-Manager Fund 1 0.992 1.044
Dynamic Multi-Manager Fund 1 0.985 1.036
Managed High Equity Fund 1 1.072 1.128
   
Life Funds Series 2    
Managed 15.125 15.921
Managed Growth 17.907 18.849
Deposit 3.679 3.872
Cautiously Managed 1.805 1.899
Global Property 1.083 1.139
Managed Equity & Bond 15.125 15.921
Managed Equity 17.907 18.849
Target Return Fund 2 0.971 1.022
Cautious Select Fund 2 0.921 0.969
Moderate Select Fund 2 0.928 0.976
Diversified Select Fund 2 0.955 1.005
Dynamic Select Fund 2 0.99 1.042
Adventurous Select Fund 2 1.005 1.057
Diversified Multi-Manager Fund 2 1 1.052
Dynamic Multi-Manager Fund 2 0.988 1.04
Managed High Equity Fund 2 1.104 1.162
   
Life Funds Series 3    
Managed Fund Series 3 1.548 1.629
Managed Growth Fund Series 3 1.792 1.886
Deposit Fund Series 3 0.823 0.866
Cautiously Managed Fund Series 3 1.022 1.075
Target Return Fund 3 0.943 0.992
Cautious Select Fund 3 0.895 0.942
Moderate Select Fund 3 0.903 0.95
Diversified Select Fund 3 0.93 0.978
Dynamic Select Fund 3 0.964 1.014
Adventurous Select Fund 3 0.977 1.028
Diversified Multi-Manager Fund 3 0.97 1.021
Dynamic Multi-Manager Fund 3 0.959 1.009
Managed High Equity Fund 3 1.08 1.136
   
Life & Pension Funds Series 4    
Managed Fund 4 1.275 1.342
Managed Growth Fund 4 1.405 1.478
Acorn Life Deposit Fund 4 1.007 1.059
Cautiously Managed Fund 4 1.008 1.061
Target Return Fund 4 0.966 1.016
Cautious Select Fund 4 0.917 0.965
Moderate Select Fund 4 0.925 0.973
Diversified Select Fund 4 0.951 1.001
Dynamic Select Fund 4 0.987 1.038
Adventurous Select Fund 4 1.001 1.053
Diversified Multi-Manager Fund 4 0.994 1.046
Dynamic Multi-Manager Fund 4 0.983 1.034
Managed High Equity Fund 4 1.1 1.157
   
Life Funds Series 5    
Managed Fund Series 5 1.263 1.329
Managed Growth Fund Series 5 1.391 1.464
Deposit Fund Series 5 1 1.052
Cautiously Managed Fund Series 5 0.999 1.051
Target Return Fund 5 0.96 1.01
Cautious Select Fund 5 0.912 0.959
Moderate Select Fund 5 0.919 0.967
Diversified Select Fund 5 0.946 0.995
Dynamic Select Fund 5 0.981 1.032
Adventurous Select Fund 5 0.995 1.047
Diversified Multi-Manager Fund 5 0.988 1.04
Dynamic Multi-Manager Fund 5 0.977 1.028
Managed High Equity Fund 5 1.094 1.151
   
Life Funds Series 6    
Managed Fund Series 6 0.984 1.035
Managed Growth Fund Series 6 1.018 1.071
Deposit Fund Series 6 0.958 1.008
Cautiously Managed Fund Series 6 0.893 0.94
Target Return Fund 6 0.949 0.998
Cautious Select Fund 6 0.901 0.948
Moderate Select Fund 6 0.908 0.955
Diversified Select Fund 6 0.934 0.983
Dynamic Select Fund 6 0.969 1.02
Adventurous Select Fund 6 0.984 1.035
Diversified Multi-Manager Fund 6 0.977 1.028
Dynamic Multi-Manager Fund 6 0.965 1.015
Managed High Equity Fund 6 1.084 1.141
   
Life Funds Series 7    
Managed Fund 7 1.002 1.054
Managed Growth Fund 7 1.036 1.09
Acorn Life Deposit Fund 7 0.975 1.026
Cautiously Managed Fund 7 0.91 0.957
Target Return Fund 7 0.966 1.016
Cautious Select Fund 7 0.917 0.965
Moderate Select Fund 7 0.925 0.973
Diversified Select Fund 7 0.951 1.001
Dynamic Select Fund 7 0.987 1.038
Adventurous Select Fund 7 1.001 1.053
Diversified Multi-Manager Fund 7 0.994 1.046
Dynamic Multi-Manager Fund 7 0.983 1.034
Managed High Equity Fund 7 1.1 1.157

You can buy units at the offer price and sell them at the bid price. If you would like more information on unit funds please click here.

Tax is deducted from Life Funds Series 1 on an ongoing basis at the standard rate of tax and your policy will not suffer any further tax on encashment.

For all savings/protection/investment policies investing in Life Funds Series 2, Life Fund Series 3 and Life & Pension Funds Series 4, tax at 41% on any growth is deducted eight years from commencement, every eight years thereafter and on partial or fully encashment.

For pension policies, at retirement part of your fund is payable free of tax and the remainder is taxed at your marginal tax rate.

All withdrawals/enashments from ARF/AMRF policies are subject to PAYE, Universal Social Charge (USC), PRSI and any other deductions as may be required by Revenue.

Past Performance is not necessarily a guide to future returns. Unit Prices can fall as well as rise and returns will depend on actual growth levels achieved.

While Acorn Life makes every reasonable effort to ensure that the information contained here is current, accurate and complete, this is not guaranteed and you should refer to the terms and conditions on use of this site for further information.

 

 

 

SUSTAINABILITY IMPACT REQUIREMENTS DISCLOSURE STATEMENT

Acorn Life DAC is a financial market participant which provides Protection, Savings, Pensions and Investment products specifically designed for the Irish market. As a financial market participant Acorn Life DAC is required to make certain disclosures under Regulation (EU) 2019/2088 of the European Parliament and of the Council of 27 November 2019 on sustainability-related disclosures in the financial services sector (SFDR).

 

THE INTEGRATION OF SUSTAINABILITY RISKS IN ACORN LIFE DAC'S INVESTMENT DECISION - MAKING PROCESS

Acorn Life DAC does not have a policy on the integration of sustainability risks in the investment decision making process. This is because we outsource the fund management of our investment funds.

HSBC Global Asset Management and Mercer Global Investments Europe Limited, to which we outsource the fund management of our investment funds (other than the Deposit Fund), have made disclosures in relation to the SFDR available on their websites.

Acorn Life DAC's financial advisors (including tied-insurance intermediaries) do not currently integrate sustainability risks into their insurance advice as the only insurance products they may offer are those provided by Acorn Life DAC.

 

NO CONSIDERATION OF ADVERSE IMPACTS OF INVESTMENT DECISIONS ON SUSTAINABILITY FACTORS

Given the relative size of our company and the range of investment funds that we currently provide, we do not currently assess the impact of investment decisions on sustainability factors as part of investment due diligence or disclose the outcome of such an assessment to investors.

This position will remain under review. If we decide to extend our investment funds offering to include sustainable investments, we will then consider adverse impacts of investments on sustainability factors as part of our investment due diligence as required under the SFDR.

 

NO CONSIDERATION OF ADVERSE IMPACTS OF INSURANCE ADVICE ON SUSTAINABILITY FACTORS

Acorn Life DAC's financial advisors (including tied insurance intermediaries) do not consider the impact of investment decisions on sustainability factors in their financial advice as the only products they may offer investors are those provided by Acorn Life DAC.

This position will remain under review. If we decide to extend our investment funds offering to include sustainable investments, our financial advisors may then consider adverse impacts of investment sustainability factors as part of their financial advice.

 

REMUNERATION POLICIES

Acorn Life DAC's Remuneration Policy, is consistent with the integration of sustainability risks including regular evaluation of whether the remuneration architecture does not encourage any inappropriate risk taking.

Acorn Life DAC's Agency Remuneration Policy (for our tied-insurance intermediaries) is consistent with the integration of sustainability risks including regular evaluation of whether the remuneration architecture does not encourage any inappropriate risk taking.

 

UPDATES TO DISCLOSURES

This disclosure document was updated and amended on the June 22nd 2022. This update occurred to expand our statements on the integration of sustainability risks in our decision-making process, consideration of sustainability adverse impacts, and as a result of amendments made to our Remuneration policies to allow for the integration of sustainability risks.